Please refer to the Fee Schedule
Why out-of-network coverage? Because of under market reimbursement rates, a majority of NYC therapists are out-of-network providers. This allows for you and your provider to dictate care, not the insurance companies.
Common misconceptions: "Out-of-network" means no coverage. This simply is not true. Out-of-network coverage is a form of insurance coverage. If you have elected for out-of-network coverage, this means that you have out-of-network benefits. Typically, out-of-network coverage will pay on average about 10-20% less than in-network coverage once your deductible has been met.
How to receive insurance reimbursement? After each session, you will receive an emailed receipt which you will send directly to your insurance company. You will pay me directly for the cost of the session. Once you send in the receipt and any additional information requested by the insurance company, your insurance company will reimburse you directly. It is your responsibility to coordinate insurance benefits. However, I will help you to navigate this process. Finally, because you are actually using your insurance benefits, it is likely that you will meet your out-of-pocket maximum after 6-8 months, depending on your insurance use. Once you meet your out-of-pocket maximum, insurance will reimburse you at a rate of 100%. Although you may pay more out-of-pocket coverage initially, once you have met your coverage costs, the plans are usually comparable to in-network plans.
Know your benefits:
- What is my out-of-network deductible?
- Once I have met my deductible, what is the percentage of coverage?
- What is the allowed amount (percentage of my rate that the insurance company will pay)?
- What is my out-of-pocket maximum?
Payment is due at the time of the session. Please note that I accept Check, Cash, PayPal and Chase Direct Pay.
There is a 48-hour cancellation policy. You will be charged for any missed sessions.
Scheduling an Appointment
To schedule an appointment, please call or email.
Questions? Please contact me for further information.